Personal or Private Finance

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Australian Motor Club Finance

If you are a private buyer but would like to break your vehicle purchase down into monthly payments then a Personal or Private finance product is what you are looking for.

You can finance your vehicle in part or in full.

Interest rates are of course important so the first thing is to understand how a lender sets the interest rate.

The interest rate is set primarily by the risk factor the lender must be prepared to accept. That is why if you are buying or own property, have some lending record that is satisfactory and have no previous defaults you are likely to get the best rate on offer. This rate is called a base rate and is the lowest on offer.

When you are assessing your best options for finance it is best to compare the repayments and not the base interest rate because the addition of fees and other penalties can be added to the base rate.

Our Credit  Team

We offer an internal credit product called Our Credit Team and it allows you to set up an account, get quotes and complete all your finance online in your own time.

There are lots of benefits from Our Credit Team like access to over 30 lenders and if you want, you can live chat with one of our team to assist or answer any questions.

It is the latest in online finance technology and can give you access from anywhere you are on your phone or computer.



Contact one of our team members either by dialling our FREECALL Hotline on 1300 637 283 or sending us an email to

Do your finance ONLINE NOW!

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